Emerging Markets Payments Handbook 2025

QRIS

Power Indonesia’s Digital Transactions with QRIS

QRIS (Quick Response Code Indonesian Standard) is a unified QR payment system introduced by Bank Indonesia in 2019.

It streamlines digital transactions by allowing users to make real-time payments via a single QR code, regardless of the provider.

Accepted across a wide range of merchants, QRIS is praised for its ease of use, interoperability, and ability to promote financial inclusion in Indonesia, especially for small businesses and informal sectors.

This payment solution has become a cornerstone of Indonesia's digital economy, empowering seamless payments for both online and offline transactions.

QRIS
Global growth is shifting South

See how people pay—and how to reach them—with ’s Emerging Markets Payments Handbook.

See how people pay—and how to reach them—with ’s Emerging Markets Payments Handbook.
Emerging Markets Payments Handbook 2025

Your guide to leading in emerging markets. Clear trends, local insights, real opportunities. Built for global businesses in motion.

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